Site Purchase Loans

These loans are designed to help congregations acquire their first church building site. A 30% down payment based on the lower of the appraised value or cost is required. The remaining balance will be converted into a construction loan within five years. Apply today!
Terms are subject to change. 

Construction Loans

Tailored for the construction of a first-unit church building, these loans offer a term of 20-30 years with a fixed interest rate. A minimum equity of 30% is required. Apply today!
Terms are subject to change. 

Building Purchase Loans

These loans support the purchase of an existing church building. A 30% down payment based on the lower of the appraised value or cost is required. Loan terms range from 20-30 years with a fixed interest rate. Apply today!
Terms are subject to change.

Refinancing

We also offer refinancing options for existing church building loans. Terms and rates are similar to those for building and site-purchase loans and are negotiated individually. Contact us to learn more. 

Disaster Recovery Loans

Our Disaster Recovery program provides low-interest loans of up to $1 million for churches to repair or replace property damaged by disasters. Available to all Christian churches, regardless of denomination, this program requires churches to demonstrate a vibrant membership, active community engagement, and the ability to repay the loan. Contact us for more details. 

Church Building Energy & Environmental Loan Program

This program offers affordable financing for churches looking to enhance energy efficiency, incorporate renewable energy, or reduce their environmental impact. Churches can receive up to $100,000 for projects such as energy-efficient lighting, HVAC upgrades, insulation, renewable energy systems, and more. Contact us for more information.